About

A Modern Core Banking Platform Designed for Scale, Speed, and Control

As fintechs grow, infrastructure becomes strategy. Embedded finance, buy now pay later, payments, and digital lending platforms will eventually outgrow sponsor-bank models and fragmented systems. When the next phase requires more control, greater scale, and a clearer path to regulated banking, the core matters. CloudCore by Open Banking Solutions is a cloud‑native, API‑driven core banking platform built for fintechs that need bank‑grade capabilities without sacrificing speed, flexibility, or customer experience.

Built for Fintech Architecture, Not Legacy Assumptions

Most core banking systems were designed for branches, tellers, and batch processing. CloudCore was designed for modern financial platforms. Fintechs use CloudCore as a system of record while retaining full ownership of their applications, workflows, and embedded customer experiences. Your product and UX stay fully in your stack. At the same time, CloudCore securely runs deposits, loans, debit card processing, and the general ledger, delivered in real time so you can innovate fast without disrupting the core. This approach allows fintechs to scale confidently while operating on a proven banking foundation.

API‑First, Integration‑Ready

CloudCore is built around a powerful API gateway that enables deep integration with fintech platforms and partners.
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‍API capabilities include:
• 15,000+ open data fields and full access via open APIs
• Real‑time transaction and balance updates
• Secure authentication and access controls
• Multi‑version API support for rapid iteration

Whether integrating with merchant platforms, risk engines, data systems, or customer applications, CloudCore fits seamlessly into modern fintech ecosystems.

Proven Scalability for High‑Growth Platforms

Fintech growth is rarely linear, and infrastructure must be ready for sudden scale. CloudCore processes millions of accounts daily, supports institutions with billions in assets, and operates on enterprise‑grade cloud infrastructure designed for reliability, performance, and growth.

‍Scalability highlights:
• SaaS, cloud‑native architecture
• Elastic capacity without re‑platforming
• High availability and resilience
• Designed for national‑scale financial platforms

From initial launch through rapid expansion, CloudCore scales with your business.

Flexible Business Logic That Matches Fintech Models

Fintech products don’t fit neatly into traditional banking templates, and CloudCore doesn’t force them to.

The platform supports:
• Custom loan and installment structures
• Real‑time interest and payment logic
• Multiple deposit product types
• Complex posting and settlement flows
• Modern servicing and collections workflows

This flexibility enables fintechs to embed banking capabilities directly into commerce, platforms, and customer journeys—without compromising accuracy or control.

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